Comparison
Compare crypto-to-fiat services on cost and payout rails
Crypto2Fiat charges a flat 0.1% with no spread. Compare fees, payout rails and settlement times against Transak, MoonPay, Banxa and Paybis.
How do the main crypto-to-fiat services compare?
The table summarises the published fee model, payout rails and settlement expectations for the services most often used to cash out crypto. Crypto2Fiat is listed first because it uses a single published fee instead of a region-dependent range.
| Service | Published fee | Payout rails | Settlement |
|---|---|---|---|
| Crypto2Fiat | 0.1% flat, no spread | PayPal, Payoneer, Wise, bank transfer, UPI, Alipay | Minutes to 2 business days |
| Transak | advertised 0.99% - 5.9%, sliding by payment method and region | bank transfer, cards and local payment methods (availability varies) | minutes to one business day, depending on the rail |
| MoonPay | advertised 1% - 4.5% depending on region and payment method, plus network fee | bank transfer and cards in supported regions | usually minutes for card and wallet rails |
| Banxa | advertised around 1% - 2%, varying by rail, region and asset | bank transfer and local payment methods in supported markets | minutes to one business day |
| Paybis | advertised from 0.99%, with additional provider or payment fees | bank cards, bank transfer and e-wallets in supported regions | usually minutes to a few hours |
Fees are the ranges each provider publishes on its own site and change by region, asset and payment method. Figures reviewed October 2026. Always verify on the provider page before transacting.
Head-to-head comparisons
How this comparison works
- Only published, verifiable information is used: fee ranges, payout rails and settlement notes from each provider site.
- Fees are compared on the same $1,000 conversion so the percentage and the absolute cost are both visible.
- No affiliate ranking: providers are listed alphabetically after Crypto2Fiat and each link points at the provider own pricing page.
- Where a competitor is the better choice for a specific use case, the head-to-head page says so.
Comparison questions
Crypto2Fiat charges a flat 0.1% of the converted amount: $1.00 on a $1,000 conversion. Transak, MoonPay, Banxa and Paybis publish percentage fees that start at roughly 1% and can reach 5% or more depending on the region and payment method, so their effective cost is typically ten times higher on large payouts.