Turn crypto into spendable money in minutes.
Deposit BTC, ETH, USDT, TRX, LTC, DOGE or SOL and receive USD, EUR, INR, JPY, CNY or GBP straight to PayPal, Payoneer, Wise or your bank account. One flat 0.1% fee. No hidden spreads.
Minimum conversion $100 · New accounts receive a $10 fee credit
$10 fee credit applied automatically
See how it works
Four steps from chain to wallet
No trading desk, no spreadsheets. Select an amount, send crypto, and get paid in the currency your life actually runs on.
Choose an amount
Pick $100, $200, $500, $1,000 or $5,000 — or type your own amount.
Pick your payout rail
PayPal, Payoneer, Wise, bank transfer or local rails like UPI and Alipay.
Scan & send crypto
A dedicated address and QR code are generated for your order, locked for 60 minutes.
Get paid
Funds land in your currency account, usually within the same business day.
Built like a treasury, priced like a tool
Every order is quarantined to its own derived address, every fee is itemised, and every payout is confirmed before money moves.
One transparent fee
0.1% of the converted amount. Deducted from your top-up balance, itemised on every receipt.
Fresh address per order
BTC, EVM, Tron, Litecoin and Dogecoin addresses are derived per order from xpub-only treasury keys.
20 languages, 8 payout rails
Localised checkout, KYC-friendly receipts and local payment methods for emerging markets.
Human + automated review
Explorer monitoring plus a manual admin control panel for anything the chain cannot tell us.
14 rails in. Twenty currencies out.
Every order gets its own derived address. The treasury holds only public extended keys — no signing capability ever touches the app.
Lowest fee in the market
The cheapest way to turn crypto into real money
Exchanges quote a low fee and then add a withdrawal fee, an FX spread and a payout fee. Crypto2Fiat charges one number — 0.1% — and settles on the rail you already use.
- No spread, no FX markup, no monthly plan
- Fee shown before you confirm, itemised on every receipt
- $10 welcome fee credit on every new account
- 60-minute locked rate, so the amount you see is the amount you get
| Route | Typical cost | On $1,000 |
|---|---|---|
| Crypto2Fiat · 0.1% | Flat 0.1% | $1.00 |
| Exchange sell + withdrawal | 1.5% + network fee | $17 – $25 |
| P2P marketplace spread | 2% – 4% | $20 – $40 |
| Broker / neobank app | ~2.5% | $25+ |
Indicative comparison of publicly advertised fees. Network fees from the sending wallet are extra and are paid to the blockchain, not to us.
Settled, not promised.
Verified reviews from customers who moved real volume.
“Converted USDT to GBP on PayPal in under 20 minutes. The fee was exactly what the quote said.”
“UPI payout landed before my coffee was finished. The QR flow is the cleanest I have used.”
“Large order, one flat 0.1%. Support answered within minutes on Telegram.”
“Very clear UI and the locked rate saved me from a volatile afternoon. Bank transfer took one day.”
“Treasury-grade receipts and a real audit trail. Our finance team approved it immediately.”
“Started with a small test, then moved my monthly payouts here. No surprises.”
Answers before you send.
Everything about fees, timing, custody and payouts. Still unsure? Our settlement desk replies in under six minutes on average.
All questionsMost conversions settle the same business day. PayPal, UPI and Alipay payouts usually land within 15 minutes of on-chain confirmation, while bank transfers and SWIFT take one to two business days depending on the receiving country.
Licensed treasury operations · 24/7 settlement
Your crypto is already worth money. Make it spendable.
Minimum conversion $100 · New accounts receive a $10 fee credit