Comparison
Crypto2Fiat vs MoonPay fees and payouts
MoonPay is a well-known on-ramp with a dynamic fee that ranges from about 1% to 4.5% depending on the region and payment method. Crypto2Fiat charges a single flat 0.1% and settles to a bank account or e-wallet, which is usually several times cheaper on conversions above a few hundred dollars.
How does Crypto2Fiat compare with MoonPay?
MoonPay publishes a fee that depends on your region, asset and payment method. Crypto2Fiat publishes a single fee of 0.1% of the converted amount, so a $1,000 payout costs $1.00 regardless of which payout rail you choose.
| Criteria | Crypto2Fiat | MoonPay |
|---|---|---|
| Published fee | 0.1% flat | advertised 1% - 4.5% depending on region and payment method, plus network fee |
| Spread or FX markup | None | Varies by provider and payment method |
| Minimum amount | $100 | varies by currency and region |
| Payout rails | PayPal, Payoneer, Wise, bank, UPI, Alipay | bank transfer and cards in supported regions |
| Settlement | 15 minutes to 2 business days | usually minutes for card and wallet rails |
| Quote validity | 60 minutes locked | Shown at checkout |
| Cost on a $1,000 payout | $1.00 | See published fee range |
MoonPay figures come from the provider own pricing page and were reviewed in October 2026. Fees change by region, asset and payment method - verify before you transact.
When Crypto2Fiat is the better fit
- You are cashing out rather than buying, and want a bank or e-wallet payout.
- You want one published fee instead of a region-dependent range.
- You need to receive USD, EUR, GBP, INR, JPY, CNY or 14 other currencies.
When MoonPay may fit better
- You need to buy crypto with a card in a market Crypto2Fiat does not cover.
- You prefer a card checkout embedded in a wallet you already use.
MoonPay questions
Crypto2Fiat charges 0.1% ($1.00 on $1,000). MoonPay publishes fees from 1% upwards, which is at least $10.00 on the same amount before network fees. Because MoonPay pricing varies by region and payment method, the difference can be larger.