Pricing
One flat 0.1% fee. Nothing else.
Crypto2Fiat charges one flat 0.1% fee: $1.00 on a $1,000 conversion. No spread, no FX markup and no withdrawal fee. See payout times and compare routes.
What does Crypto2Fiat charge?
Crypto2Fiat charges a single fee of 0.1% of the converted amount, with a minimum of one cent. The fee is deducted from your top-up balance at the moment the order is created and is itemised on every receipt. There is no spread over the mid-market rate, no FX markup, no withdrawal fee and no subscription.
| You convert | Fee (0.1%) | You receive |
|---|---|---|
| $100 | $0.10 | $99.90 |
| $500 | $0.50 | $499.50 |
| $1,000 | $1.00 | $999.00 |
| $5,000 | $5.00 | $4,995.00 |
| $10,000 | $10.00 | $9,990.00 |
Examples exclude the blockchain network fee you pay to send the crypto. The network fee is set by the network, not by Crypto2Fiat, and is usually far below the service fee when you use TRC-20, Polygon or Solana rails.
Which costs are not charged?
- No spread: the quoted rate is the rate applied to your payout.
- No FX markup: the 0.1% fee is the only margin Crypto2Fiat takes.
- No withdrawal or payout fee: PayPal, Payoneer, Wise, bank, UPI and Alipay payouts are included.
- No account, maintenance or subscription fee.
- No minimum volume: $100 converts for $0.10.
Your payout provider may apply its own fees, for example a PayPal business receiving fee or a bank wire charge. Those are charged by the provider, not by Crypto2Fiat, and are outside our control.
How does it compare with other routes?
| Route | Cost on $1,000 |
|---|---|
| Crypto2Fiat | $1.00 |
| Exchange sell order + bank withdrawal | approx. $17 - $25 |
| P2P marketplace | approx. $20 - $40 |
| Broker or neobank off-ramp | approx. $25+ |
Route costs are indicative ranges built from typical exchange, broker and P2P published fees. They exclude blockchain network fees and vary by provider, asset and region.
Compare Crypto2Fiat with Transak, MoonPay, Banxa and PaybisHow long does a payout take?
Settlement starts once the deposit is confirmed on-chain. Timings below are measured from that confirmation.
| Payout rail | Typical time | Notes |
|---|---|---|
| PayPal | usually under 15 minutes | After on-chain confirmation, in the currency you selected. |
| UPI (India) | usually under 15 minutes | Sent to the UPI ID collected on the order. |
| Alipay (China) | usually under 15 minutes | Requires a verified Alipay account ID. |
| Payoneer / Wise | about 2 hours | Provider-side review can add time for new recipients. |
| Bank transfer (SWIFT / local) | 1-2 business days | Depends on the receiving bank and the cut-off time. |
Minimum conversion
$100 or the equivalent in another supported currency.
Quote lock
60 minutes: the rate and the deposit address stay fixed.
Welcome credit
New accounts get $10 of fee credit, usable for fees only.
Pricing questions
A flat 0.1% of the converted amount, with a minimum fee of one cent. A $1,000 conversion costs $1.00, a $5,000 conversion costs $5.00, and the fee is deducted from your top-up balance before the payout is released.
Sources
- PayPal — consumer fees - used for payout provider fee checks.
- Wise — pricing and fees - used for payout provider fee checks.
- Payoneer — pricing - used for payout provider fee checks.